Understanding Live Dealer Baccarat Game: Rules And Strategies

Do you like playing Baccarat and looking for ways to rev up the entire experience?

Do you like playing Baccarat and looking for ways to rev up the entire experience? Then you should try live dealer baccarat game. This form of the game offers players the thrill of a real casino experience combined with the convenience of online play.

With live dealer Baccarat games, you’re about to explore the new format of Baccarat which is better and engaging than ever. In this blog, we’re going to explore everything related to live dealer baccarat.

What is Live Dealer Baccarat Game?

Live dealer baccarat game is an online version of land-based baccarat. In this format, players join real-time gameplay via video streaming technology. They can see the action happening in front of their eyes and can place bets. The game is played in real time in a realistic studio. This makes the entire gameplay a bit more realistic compared to traditional computerized baccarat games.  

Regardless of the format you choose to play, the baccarat objective remains the same. The primary objective of live dealer baccarat is to predict which of two hands—the Player or the Banker—will have a total value closest to 9.

Basic Rules of Live Dealer Baccarat

Let’s review the basic rules of live dealer baccarat.

Card Details

The live dealer baccarat game is played with a standard deck of cards. In this game, Ace is worth 1 point whereas the face cards and 10s are valued as 0.  The rest numbered cards have a value equal to their face value.

The total value of a hand is calculated by adding the values of the cards together. If the total exceeds 9, only the last digit is considered. For example, a hand consisting of a 7 and a 6 (totaling 13) is valued at 3.

Game Setup

The setup of a live dealer baccarat game is simple. The live dealer sits in a real land-based casino or a fully functional studio of the provider. The dealer uses 6 to 8 decks of cards. The cards are shuffled together and players place their bets before each player gets their cards.

Players can choose to bet on one of three options: the Player’s hand, the Banker’s hand, or a Tie.

Dealing Cards

Once shuffling is done, each player gets two cards, including a banker. Players get the cards first.  If either hand total is 8 or 9 then the live dealer calls the live dealer baccarat game natural and no other cards are drawn further.

If the Player’s hand totals 5 or less, a third card is drawn. The Banker may also draw a third card based on specific rules.

Winning Bets

Based on the cards dealt and bets made, the winning bet is decided. If the Player bet wins, then the payout is 1:1 and if the Banker’s hand wins then also the payout is 1:1. But, there is a 5% commission on the Banker’s bet. Winning Tie pay 8:1 or 9:1.

Drawing Rules for Additional Cards

Here is how additional cards are drawn in the live dealer baccarat game.

Player’s Hand– A third card is drawn when the Player’s hand total is 0-5. Players stand if the hand total is 6 or 7 and if the total is 8 or 9 then the game is called as natural.

Banker’s Hand– The rules to draw 3rd card for a banker’s hand are a little complicated.

The third card is drawn when the Banker’s total is 0-2.  But, the banker draws a third card only when the Player’s 3rd card is 8 and the Banker’s total is 3.

  • Banker draws 3rd card with a total of 4 only when Player’s third card is 2-7.
  • If the Banker’s total is 5, they draw if the Player’s third card is 4-7.
  • With a hand total of 6, Banker draws the 3rd card only when the player’s 3rd card is 6 or 7.
  • Banker stands with a hand total of 7.

What are the Popular Variants of Live Dealer Baccarat to Check Out in 2024

If you want to try your luck with an interesting live dealer baccarat game then below are the most commonly found variants.

  • Standard Baccarat: This is a classic version that most of the leading live dealer casinos such as Crickex and MostPlay offer. In this version, players bet on the Player, Banker, or Tie.
  • Speed Baccarat: Speed live dealer Baccarat is a faster-paced version where each round is completed in a shorter time frame. This is the right type of version that you should try if you want quick payouts.
  • No Commission Baccarat: If you want to avoid paying the commission on the Banker bet then this variant is the right bet to make. In this, Banker wins pay 1:1, but if the Banker’s total is 6.

↻ How Live Dealer Games Work: An Inside Look

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